Head of Compliance (Barcelona)

We are looking for a Compliance Officer to join our team! If you think you are the one we are looking for, do not hesitate to apply!

Key Responsibilities

• Regulatory Compliance: Ensure that the company’s business activities, website, products, and services comply with applicable laws, regulations, licensing requirements, and industry standards
• AML & KYC: Implement, maintain, and monitor AML, KYC, and CDD policies and procedures
• Fraud Monitoring & Prevention: Monitor transactions and user activities, investigate suspicious behavior, identify potential fraud, and implement appropriate preventive measures
• Business Development Support: Collaborate with management and business development teams to assess the compliance implications of new products, partnerships, services, and market expansion opportunities
• Website Compliance: Regularly review the website, customer onboarding processes, user journeys, and operational practices to ensure compliance with applicable regulatory and legal requirements
• Data Protection & Privacy: Ensure the appropriate handling and protection of personal and financial data in accordance with applicable data protection and privacy regulations, including GDPR where relevant
• Risk Management: Identify, assess, and mitigate compliance, regulatory, operational, and financial crime risks
• Policies & Procedures: Develop, implement, and regularly update internal compliance policies, procedures, and controls
• Investigations & Reporting: Investigate compliance breaches and suspicious activities, maintain accurate records, prepare internal reports, and support regulatory reporting obligations where required
• Regulatory Monitoring: Stay up to date with changes in relevant legislation, regulatory requirements, AML standards, and industry best practices

Requirements

• Proven experience in financial services, fintech, payments, or another regulated industry
• Strong expertise in regulatory compliance, AML, KYC, and financial crime prevention
• Hands-on experience in fraud monitoring, transaction surveillance, suspicious activity investigations, and fraud prevention
• Good understanding of digital platforms, website operations, and the systems required to support compliant business activities
• Experience ensuring that websites, products, customer onboarding processes, and operational workflows meet applicable compliance requirements
• Knowledge of data protection and privacy regulations, including GDPR where applicable
• Experience with compliance risk assessments, internal controls, audits, and regulatory reporting
• Ability to identify system weaknesses, monitor operational effectiveness, and coordinate with technical and operational teams to implement improvements
• Strong analytical, investigative, and problem-solving skills
• Excellent communication skills and the ability to work collaboratively across departments
• High attention to detail, integrity, and a proactive approach to identifying and managing risks

Key Competencies

• Strong knowledge of AML and regulatory compliance
• Fraud detection and prevention expertise
• Practical understanding of digital systems and platform operations
• Risk assessment and mitigation
• Data protection and regulatory awareness
• Cross-functional collaboration and stakeholder management
• A proactive, detail-oriented, and solutions-driven approach