Head of Compliance (Barcelona)
Barcelona, Spain
Full-time
Hybrid
We are looking for a Compliance Officer to join our team! If you think you are the one we are looking for, do not hesitate to apply!
Key Responsibilities
- Regulatory Compliance: Ensure that the company’s business activities, website, products, and services comply with applicable laws, regulations, licensing requirements, and industry standards
- AML & KYC: Implement, maintain, and monitor AML, KYC, and CDD policies and procedures
- Fraud Monitoring & Prevention: Monitor transactions and user activities, investigate suspicious behavior, identify potential fraud, and implement appropriate preventive measures
- Business Development Support: Collaborate with management and business development teams to assess the compliance implications of new products, partnerships, services, and market expansion opportunities
- Website Compliance: Regularly review the website, customer onboarding processes, user journeys, and operational practices to ensure compliance with applicable regulatory and legal requirements
- Data Protection & Privacy: Ensure the appropriate handling and protection of personal and financial data in accordance with applicable data protection and privacy regulations, including GDPR where relevant
- Risk Management: Identify, assess, and mitigate compliance, regulatory, operational, and financial crime risks
- Policies & Procedures: Develop, implement, and regularly update internal compliance policies, procedures, and controls
- Investigations & Reporting: Investigate compliance breaches and suspicious activities, maintain accurate records, prepare internal reports, and support regulatory reporting obligations where required
- Regulatory Monitoring: Stay up to date with changes in relevant legislation, regulatory requirements, AML standards, and industry best practices
Requirements
- Proven experience in financial services, fintech, payments, or another regulated industry
- Strong expertise in regulatory compliance, AML, KYC, and financial crime prevention
- Hands-on experience in fraud monitoring, transaction surveillance, suspicious activity investigations, and fraud prevention
- Good understanding of digital platforms, website operations, and the systems required to support compliant business activities
- Experience ensuring that websites, products, customer onboarding processes, and operational workflows meet applicable compliance requirements
- Knowledge of data protection and privacy regulations, including GDPR where applicable
- Experience with compliance risk assessments, internal controls, audits, and regulatory reporting
- Ability to identify system weaknesses, monitor operational effectiveness, and coordinate with technical and operational teams to implement improvements
- Strong analytical, investigative, and problem-solving skills
- Excellent communication skills and the ability to work collaboratively across departments
- High attention to detail, integrity, and a proactive approach to identifying and managing risks
Key Competencies
- Strong knowledge of AML and regulatory compliance
- Fraud detection and prevention expertise
- Practical understanding of digital systems and platform operations
- Risk assessment and mitigation
- Data protection and regulatory awareness
- Cross-functional collaboration and stakeholder management
- A proactive, detail-oriented, and solutions-driven approach